Author: David Louden

As the bull market in stocks reaches its second consecutive year, we want to examine the health and underlying factors of this unique run. In finance years, this bull market is nearing middle age. Per Barrons, since 1949, the median length and percentage gain of a bull market is five years and 108%. From October…

With digital fraud on the rise, it is important to protect yourself from scammers and fraudulent transactions. Do not send sensitive information – account statements, social security numbers, Driver’s License -via email without encryption. Financial services and accounting firms often have secure portals to upload this information safely – when in doubt, ask. Fierston Financial…

As inflation cools, many consumers are wondering why prices haven’t fallen for certain goods and services. The broad trend in the US economy is disinflation – a declining, but still positive rate of inflation. In other words, prices are still rising, albeit at slower rates. Deflation refers to outright price reduction and is most common…

As we enter another election season, we often field questions about how certain candidates will affect overall portfolio performance. We found the following data extremely interesting and hope it paints a broader picture of how politics affect market returns: The point is simple – don’t let emotions surrounding the election affect your investment strategy. Whether…

We are pleased to announce that Max Asnes has earned his CERTIFIED FINANCIAL PLANNER™ certification! Having satisfied the education requirement through his coursework at Bryant University, Max passed the six-hour examination in 2022, and completed his 6,000-hour experience requirement in March.  This fulfills a longtime dream for Max, and he is eager to assist FFG’s clients…

The Secure Act 2.0 is now law. That means starting in 2024, unused 529 funds can be rolled into a Roth IRA without incurring penalty. This is a distinct change from the previous system where 529 account holders typically had to change account beneficiaries or suffer income taxes and 10% penalty for a nonqualified withdrawal.…